Under any analysis, therefore, to burden a Constitutional right the law basically needs to be Congress’s only option. It wasn’t. The Court mentioned two potential options: the government could pay for the four disputed contraceptives itself or it could extend the regulatory exemptions that it has granted churches and religious institutions, but there is another, so plain and obvious that we rarely notice it. Congress could disentangle health insurance from employment. The burdens on religious freedom disappear if the insured procure their own policies.

via Simple Solution To Healthcare Woes: Separate Insurance From Employment.